Papers are Lilybee Pinwheel apricot tree and lime rickey. They were part of my Apron Strings Monthly Card Kit for August. The ribbon and word bubble are from that kit also. The letters are some Cosmo Cricket letters I had but I was out of "e"s so I had to make one out of a "c" and my white pen. So here is my answer to the challenge:
O = Orange
W = Off White, Words
H = Hello
Catch up with you later for more challenges.